Alternative for retailers

THE Retail Mutual — formerly the NFRN mutual — turns 20 next year and the retail insurer is calling on shop owners to get in touch to see what solutions it can provide.

Kirsty Hampton of The Retail Mutual said: “We are an alternative to conventional insurance for independent retailers. Rather than paying a premium and becoming a policy holder, you become a member.

“The board of directors are retailers themselves, so they’ve all run their own independent stores and they have the ultimate decisions on claims.”